Launch your branded card program in weeks — not quarters.

White-label card programs for wallets, exchanges and trading bots. No engineering team required. Two issuing platforms under the hood — if one fails, your program migrates instead of dying.

Launch a demo program Book a call

Free sandbox. No card data, no real funds — a working demo of the product.

How it works

Brand it

Set your program name, logo and colours. Your sandbox program is ready in minutes.

We build and operate it

Onboarding flows, cardholder app, first-line support and day-to-day operations — run by us, on licensed issuing infrastructure.

You earn

A revenue share on your cardholders' card economics, agreed per program.

Your program outlives any single issuer.

Card programs die when their issuing provider does — 2026 has shown exactly what that costs. We run on two issuing platforms: program configuration, cardholder base and transaction history live in a platform-neutral layer, issuing sits behind a replaceable adapter, and a documented migration playbook moves your program instead of rebuilding it.

Two issuing platforms
Platform-neutral data model
Documented migration playbook

The set of issuing partners connected to your program is agreed in the program term sheet.

Who it's for

Wallets

Give self-custody users a way to spend without leaving your app.

Exchanges

Turn balances into everyday spending and keep the volume on your side.

Trading bots & communities

Add a branded card to an audience that already transacts daily.

Payout platforms

Let recipients spend what they earn, without needing a local bank account.

How the commercials work

A setup fee, a monthly service fee and a revenue share on card economics — a new revenue line on the users you already have. Exact numbers depend on your geographies and volumes and are agreed in the term sheet; the sandbox uses illustrative figures only.

FAQ

Who issues the cards?: Cards are issued by a licensed issuing platform or its partner bank, which is the issuer of record for your program. We are a technology and operations provider — not a bank, not an e-money institution and not the issuer. The issuer is named in your program agreement and disclosed to every cardholder in the app.
Where do cardholder funds sit?: Depending on the issuing model, funds sit with the issuing platform and its licensed banking partners, or remain in the user's own self-custody wallet until a purchase is settled. In neither case do our systems hold, move or have access to them — we operate the product layer around the issuing infrastructure.
Which countries can cards be issued in?: The list is determined by the licences of the issuing partner behind your program and is fixed in the term sheet — we pick the partner to match where your users are. Sanctioned and embargoed jurisdictions are out of scope, and the rules are enforced in cardholder onboarding, not by policy alone.
How long does a launch take?: Eight weeks from signed program agreement to cards in your users' hands — onboarding and business verification, then configuration, branding and approvals, then pilot and go-live. Virtual cards ship first; physical cards follow. We run the process end to end.
Do we need our own licences?: Your program runs under the licences of the issuing partner, so you don't need issuing or e-money licences of your own. Whether your business needs any registration in its own jurisdiction depends on your model — we flag what we see, your counsel confirms it. As the program owner you go through business verification (KYB); we prepare that package with you.
What happens if an issuing platform shuts down?: Your program moves to the second platform. That is the failure mode the architecture is built around: program configuration, cardholder records and transaction history sit in a platform-neutral layer, issuing is a replaceable adapter, and the migration path is designed and documented. Cards are reissued and cardholders re-onboarded on the new issuer's terms — a controlled migration, instead of a dead program.
How do we earn?: You receive a revenue share on the card economics your users generate. The share, fees and settlement mechanics are agreed per program; the sandbox shows illustrative figures that are not an offer.
What does it take from your side?: Brand assets, business verification documents and a go-live sign-off. No issuing stack to build and no engineering work on your side — onboarding flows, cardholder support and day-to-day operations are ours. Most of your effort goes into telling your users the card exists.